Privacy Policy
Last updated: October 2026 · Developer: John Kenneth Teodoro
Climb — Debt Tracker is committed to protecting your privacy. This Privacy Policy explains how we handle your information.
Data Collection
Everything you enter in the App — debt names, balances, interest rates, payments, notes — is stored locally on your device only. We never see, collect, or upload your debt data. The App works fully offline and needs no account.
Data Storage
- Stored locally using SQLite database on your device
- Your debt data is never transmitted to any server
- No account or registration required
- No internet connection required to use the App
Third Party Services
To measure how well our Facebook and Instagram ads work, the App includes the Meta (Facebook) SDK. When you are online, it sends Meta limited technical information: that the App was installed or opened, your device's advertising ID, and basic device information (such as model, OS version, and app version). It does not receive any of your debt data. Meta processes this under its own Data Policy (facebook.com/privacy/policy). You can reset or delete your advertising ID in your Android settings (Settings > Privacy > Ads).
Data Security
Your financial data never leaves your device. We have no access to your debts, balances, or payments.
Children's Privacy
The App does not knowingly collect information from children under 13.
Audio
The App uses audio playback for in-app interaction sounds (such as adding, updating, or deleting a debt). The App does not record, collect, or transmit any audio from your device.
Contact
If you have questions about this Privacy Policy, contact us at: johnkennethpteodoro@gmail.com